Tokenizzazione da POS
The solution allows merchants, upon signing a debit mandate contract, to record the customer's payment data and subsequently use them for debit transactions. This service provides that the merchant can enable the following types of debit directly from the POS \ Cash management system:
- MIT recurring (MIT scheduled recurring payments)
- UCOF (MIT unscheduled recurring payments)
- COF (OneClick payments)
In summary, the use case involves the merchant and the customer signing a contract that allows the merchant to proceed with charges (the contract signing will be handled and managed through the merchant's channels). After the contract is signed, the merchant uses their cash management system to send a transaction to the POS labeled as MIT\UCOF\COF and associated with an omnichannel label. The transaction data is routed from the physical POS to XPay, which performs checks on the transaction, sends the transaction for authorization, and records the tokenized transaction data on XPay's services. Subsequent operations will be managed directly by XPay.