Bancontact
Bancontact is the main payment method used in Belgium, it is an interbank system.
Activation
To make this payment method available on the checkout page, you need to configure and activate the service by accessing the Bancontact page in the back office.
Payment
Payment with Bancontact is compatible and follows the specifications of the following integration methods:
However, it requires the following change in the request body: the "country" parameter of the "billingAddress" object (complete structure: order > customerInfo > billingAddress > country) becomes mandatory and must be set to "BEL".
Below is a summary table of the compatibility and potential limitations of the payment method with the services provided by the XPay gateway:
| Countries | Belgium |
| Minimum amount | 0,01 |
| Maximum amount | 1500 from mobile |
| Payment | Yes |
| Card verification | No |
| Preauthorization | No |
| Maximum preauthorization period | |
| Implicit capture | Yes |
| Explicit capture | No |
| Maximum explicit capture period | |
| Recurring | No |
| OneClick | No |
| Full refund | Yes |
| Partial refund | Yes |
| Multiple partial refunds | Yes |
| Maximum refund deadline | 180 days |