PagoinConto

PagoinConto is Nexi's Account-to-Account service that allows merchants to receive payments in the form of bank transfers directly from their customers.

PagoinConto is characterized by the combination of two services:

• The "AIS Service" (Account Information Service) enables the paying user to retrieve their bank account details needed to initiate the transfer;
• The "PIS Service" (Payment Initiation Service) enables the paying user to initiate payment orders from their account to the merchant's account;

Activation

To make this payment method available on the checkout page, it is necessary to configure and activate the service by accessing the dedicated PagoinConto page in the back office.

Payment

Payment with PagoinConto is compatible with and follows the specifications of the following integration methods:

• Hosted Payment Page
• Pay-by-Link
• XPay Build

Below is a summary table of the compatibility and potential limitations of the payment method with the services provided by the XPay gateway:

Countries	Italy
Minimum amount	0,01
Maximum amount	No limit
Payment	Yes
Card verification	No
Preauthorization	No
Maximum preauthorization period
Implicit capture	Yes
Explicit capture	No
Maximum explicit capture period
Recurring	No
OneClick	No
Full refund	No
Partial refund	No
Multiple partial refunds	No
Maximum refund deadline